About me

Grace Ruud-Papadopoulos – Trusted Northwest Florida Real Estate Expert

     With over 22 years of experience in Northwest Florida real estate—and a background as a licensed contractor—I bring a unique, hands-on understanding of every phase of the buying, selling, building, and investing process. From luxury homes and new construction to residential properties, vacant land, condominiums, and investment real estate (including 1031 exchanges), I help clients confidently navigate every step of their real estate journey.

   My deep local market knowledge spans Gulf Coast cities including Panama City Beach, Destin, Niceville, Crestview, Fort Walton Beach, Navarre, Gulf Breeze, Milton, Pace, and Pensacola. As a Certified Residential Specialist (CRS)—a designation held by less than 2% of Realtors in the nation—and a Military Relocation Professional (MRP), I offer expert negotiation skills and personalized service to meet the needs of military families, first-time buyers, and seasoned investors alike.

   As a former contractor, I bring added value when evaluating homes, renovations, or new builds—helping you spot opportunities, avoid costly pitfalls, and make informed decisions. Let my construction and real estate expertise guide you through today’s complex and competitive market.

  Whether you’re relocating, investing, or searching for your dream beach home, I deliver tailored solutions that make your experience smooth and successful.

 Ask about my portfolio of homebuyer programs, including zero-down financing options. The real estate agent you choose matters—let’s connect and achieve your goals on the Emerald Coast.